| Where finish is applied | After boards are installed and sanded together in the home | At the factory before boards arrive |
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| Color and sheen | Chosen from a compatible onsite finish system and approved sample | Chosen from the maker's finished colors and surfaces |
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| Edges | Often a more continuous square-edge appearance after sanding | Edges and bevels are already part of the supplied board |
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| Disruption | Includes sanding, coating, ventilation, drying, and curing milestones | Avoids onsite sanding and coating of the new boards |
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| Return to use | Controlled by the exact finish system after installation | Controlled primarily by installation and product instructions |
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| Warranty structure | Raw flooring, finish products, and workmanship may have separate terms | Factory finish and flooring commonly follow the product maker's terms |
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